Insurance

2019 Regular Session

Insurance

Bill Number Bill Description Bill Status
HB 17
Not Rated
State and School Employees Health Insurance Plan; include local employees in participation. Dead
Analysis:
HB 35
Not Rated
Insurance premium tax; rebate to counties a portion of revenue generated from homeowners insurance policies. Dead
Analysis:
HB 70
Not Rated
Nonadmitted policy fee; extend repealer on and revise diversion for FY 2020. Dead
Analysis:
HB 73
Not Rated
MS Insurance Verification System; authorize use of license-plate readers by law enforcement officers. Dead
Analysis:
HB 128
Not Rated
Pharmacies; reduce time period covered by audit of claims submitted by to PBMs. Dead
Analysis:
HB 133
Not Rated
Windpool; divert money from nonadmitted policy fees for revolving loan fund for tornado sirens. Dead
Analysis:
HB 146
Not Rated
Motor vehicle liability insurance; require to renew registration. Dead
Analysis:
HB 148
Bad Policy
Health insurance policies; require coverage for hearing aids and services for children under 21. Dead
Analysis: This bill increases the cost of insurance for consumers by forcing insurance companies to cover the expense of purchasing hearing aids.
HB 158
Not Rated
Motor vehicles; require insurance sticker indicating valid motor vehicle insurance. Dead
Analysis:
HB 246
Not Rated
Workers' Compensation Law; increase maximum total recovery under to 520 weeks. Dead
Analysis:
HB 273
Neutral
Community hospitals; authorize board of trustees members to participate in health insurance plan. Alive
Analysis: This bill allows for the board of trustees to participate in healthcare plans offered to employees of the hospital. This raises costs as previous language had offered medical benefit plans which were supposed to be cost neutral. Specifically, "so that no expenditure of hospital funds is required," was struck from the text.
HB 278
Not Rated
Health insurance; provide AG regulation and arbitration of disputes regarding billing between provider and insured. Dead
Analysis:
HB 280
Not Rated
Nonadmitted policy fee; extend repealer on and revise diversion for FY 2020. Dead
Analysis:
HB 317
Not Rated
Health insurance policies; require coverage for certain obesity treatments. Dead
Analysis:
HB 322
Bad Policy
MS Insurance Guaranty Association Law; revise definition of covered claim under. Dead
Analysis: Caution needed as this bill seeks to reduce the liability of the State Guaranty Fund by stating: Covered Claim shall not include any claim that would otherwise be a covered claim under this paragraph that has been rejected or denied by any other state guaranty fund based upon that states statutory exclusions regarding the insured's net worth. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and reward those who put the interest of their customers first. While the State Guaranty Fund does violate the principles of the free market, this does not repeal the fund, it instead limits which citizens can use it.
HB 323
Bad Policy
Insurance companies; require to establish an internal audit function. Alive
Analysis: This bill expands the scope of government by adding additional regulations. The state should seek to undo governments regulations whenever possible. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and reward those who put the interest of their customers first.
HB 324
Bad Policy
Insurance companies; require to file a corporate governance annual disclosure with the Commissioner of Insurance. Alive
Analysis: This bill expands the scope of government by adding additional regulations. The state should seek to undo governments regulations whenever possible. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and reward those who put the interest of their customers first.
HB 328
Not Rated
Surplus lines insurance; extend repealer on law prescribing nonadmitted policy fee for. Dead
Analysis:
HB 385
Not Rated
Life insurance; authorize funeral services provider to obtain certain information within two business days. Dead
Analysis:
HB 391
Not Rated
Comprehensive Hurricane Damage Mitigation Program; provide funding and specify mitigation standard. Dead
Analysis:
HB 405
Not Rated
Workers' Compensation Law; revise various provisions regarding. Dead
Analysis:
HB 435
Not Rated
Motor vehicle; provide that the most insurers shall be required to pay for repairs is the prevailing market rate. Dead
Analysis:
HB 436
Not Rated
Mississippi Windstorm Underwriting Association; require replacement cost coverage. Dead
Analysis:
HB 437
Not Rated
Unfair Claims Settlement Practices Act; create under authority of Insurance Commissioner. Dead
Analysis:
HB 439
Not Rated
MS Windstorm Underwriting Association; mandate to write policies on IBHS FORTIFIED homes. Dead
Analysis:
HB 444
Bad Policy
Windstorm Underwriting Association; authorize to levy recoupable and nonrecoupable assessments. Alive
Analysis: This bill seeks to fund the MS Windstorm Underwriting Association by allowing the Association to levy fees in the form of Recoupable and Nonrecoupable Assessments. Also, the Replacement Cost valuation for property is added to the definition of Essential Property Insurance along side Actual Cash Value. Additionally, $3,000,000 is to be used for the Rural Fire Truck Fund. While this bill would establish a Minimum Reserve for the salaries and other necessary expenses, it implies that higher payments are necessary for insured consumers. The state should seek to reduce costly taxes and regulations.
HB 483
Not Rated
Insurance; require certain consumer information and notice and availability of mediation regarding balance billing. Dead
Analysis:
HB 493
Not Rated
Life insurance; authorize funeral services provider to obtain certain information regarding a deceased's. Dead
Analysis:
HB 513
Not Rated
Insurance rebate monies; increase amount deposited into Municipal Fire Protection Fund and the County Volunteer Fire Department Fund. Dead
Analysis:
HB 514
Not Rated
MS Rural Fire Truck Equipment and Apparatus Grant Program; create and fund with sex offender registry fee. Dead
Analysis:
HB 519
Not Rated
Patient Choice Act of 2019; create. Dead
Analysis:
HB 531
Not Rated
Insurance; prohibit delaying medical bill payment of insured for purpose of establishing subrogation rights. Dead
Analysis:
HB 542
Not Rated
Contraceptives; require insurers, Medicaid and the State Health Plan to cover without cost sharing. Dead
Analysis:
HB 545
Not Rated
Workers' Compensation; increase maximum total recovery and remove cap on permanent total disability compensation. Dead
Analysis:
HB 575
Not Rated
Pension plans; make certain regulations regarding transfers and creditors' claims. Dead
Analysis:
HB 628
Neutral
Health insurance; revise mandatory policy provisions to penalize late payments of claims. Alive
Analysis: This bill seeks to protect consumers from health insurance providers who do not pay claims. The bill states that interest on the amount owed to the consumer shall go down from 1.5% per day to 3% per month and that three times the amount of unpaid claims must be paid if the provider did not pay because of bad faith. While well intentioned, this bill could raise insurance rates as insurance providers may be more discriminate to whom they provide insurance.
HB 629
Not Rated
Workers' Compensation Law; require blood tests and autopsies in found dead cases under certain conditions. Dead
Analysis:
HB 630
Good Policy
Insurance producers; create a limited lines producer license for self-storage insurance. Alive
Analysis: This bill expands insurance licensing to cover limited lines of credit for self storage units. While more business opportunities and insurance options are good for the people, the state should enforce contracts and rights, not limit contracts and willing business opportunities through licensing and regulations.
HB 631
Not Rated
Workers' Compensation Law; revise various provisions of. Dead
Analysis:
HB 649
Not Rated
Workers' compensation; increase assessment for the Second Injury Trust Fund. Dead
Analysis:
HB 717
Not Rated
Uninsured motorist coverage; provide that limits will be equal to liability coverage unless insured selects otherwise. Dead
Analysis:
HB 718
Not Rated
Uninsured motorist coverage; provide that coverage is mandatory in every automobile liability insurance policy. Dead
Analysis:
HB 719
Not Rated
Motor vehicle liability insurance policy; require to include medical payment coverage. Dead
Analysis:
HB 720
Not Rated
Workers' compensation; require emergency hearing upon request of either party. Dead
Analysis:
HB 737
Not Rated
Patient Protection Act of 1995; revise to make additional prohibitions and requirements of managed care plans. Dead
Analysis:
HB 738
Not Rated
Telemedicine; revise insurance laws regarding. Dead
Analysis:
HB 752
Neutral
Dental Insurance benefits; prohibit the denial or recoupment of a claim in certain circumstances. Alive
Analysis: This bill seeks to modify dental insurance contracts by setting up an appeal process for when dental service contractors (insurance companies) deny service based on a lack of need. The state should enforce contracts and rights, not limit contracts and willing business opportunities through licensing and regulations.
HB 770
Not Rated
MS Responder Management System; registrants receive workers' compensation benefits for death or injury responding to emergency. Dead
Analysis:
HB 785
Good Policy
Motor vehicle dealers; revise blanket liability insurance requirements for. Alive
Analysis: This bill exempts motor vehicles in a dealerships inventory from being required to have motor vehicle liability insurance if the vehicle does not have a motor inside presently. The state should seek to decrease costly regulations whenever possible.
HB 805
Not Rated
Surplus lines insurance; extend repealer on section prescribing nonadmitted policy fee for. Dead
Analysis:
HB 848
Not Rated
Motor vehicle liability insurance; increase minimum coverage required. Dead
Analysis:
HB 911
Not Rated
Insurance Data Security Law; establish. Dead
Analysis:
HB 921
Not Rated
State Board of Dental Examiners; require to prescribe regulations requiring dentists maintain professional liability and malpractice insurance. Dead
Analysis:
HB 925
Bad Policy
Vehicle service contracts; revise definitions for laws regulating. Alive
Analysis: This bill seeks to regulate Vehicle Service Contracts. The state should enforce contracts and rights, not limit contracts and willing business opportunities through licensing and regulations. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and reward those who put the interest of their customers first.
HB 1070
Not Rated
Workers' Compensation Law; revise provisions regarding third party actions. Dead
Analysis:
HB 1109
Not Rated
Health insurance; revise mandatory policy provisions to penalize late payments of claims. Dead
Analysis:
HB 1143
Not Rated
Commercial Lines Modernization Act; enact. Dead
Analysis:
HB 1215
Not Rated
Health benefit plans; require those that may result in excess cost sharing for covered prescription drugs to disclose such to enrollees. Dead
Analysis:
HB 1385
Not Rated
First responders; declare certain diseases and conditions as work-related and entitling worker to benefits. Dead
Analysis:
HB 1478
Not Rated
Health insurance policies; require certain to provide infertility coverage and establish pilot program in State Health Plan. Dead
Analysis:
HB 1501
Not Rated
Nursing homes; require to purchase and maintain a minimum amount of liability insurance. Dead
Analysis:
SB 2453
Not Rated
Sheriffs; authorize to provide occupational health services and preventive care to employees. Dead
Analysis:
SB 2772
Neutral
Dental insurance benefits; prohibit the denial or recoupment of a claim in certain circumstances. Dead
Analysis: This bill seeks to modify dental insurance contracts. The state should enforce contracts and rights, not limit contracts and willing business opportunities through licensing and regulations.
SB 2831
Bad Policy
Insurance Data Security Law; create. Alive
Analysis: This bill seeks to protect consumers data by creating additional regulations for insurance companies. The State should seek to reduce costly taxes and regulations, not raise costs. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and costs and reward those who put the interest of their patients first.
SB 2835
Neutral
Mississippi First Responders Health and Safety Act; create. Alive
Analysis: This bill seeks to expand the medical benefits for first responders. While this bill will result in a greater need for taxes, tax funded services do need to be paid.
SB 2844
Neutral
Local governmental entities; authorize to pay costs of insurance coverage for dependents of employees. Dead
Analysis:
SB 2864
Bad Policy
Mississippi Insurance Guaranty Association Law; revise the definition of 'covered claim'. Alive
Analysis: Caution needed as this bill seeks to reduce the liability of the State Guaranty Fund by stating: Covered Claim shall not include any claim that would otherwise be a covered claim under this paragraph that has been rejected or denied by any other state guaranty fund based upon that states statutory exclusions regarding the insured's net worth. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and reward those who put the interest of their customers first. While the State Guaranty Fund does violate the principles of the free market, this does not repeal the fund, it instead limits which citizens can use it.
KEY: * = Amended % = 3/5ths Vote Required V = Vetoed
  $ = Revenue @ = Exempted From Deadline P = Partially Vetoed