Insurance

2019 Regular Session

Insurance

Bill Number Bill Description Bill Status
HB 273
Neutral
Community hospitals; authorize board of trustees members to participate in health insurance plan. Alive
Analysis: This bill allows for the board of trustees to participate in healthcare plans offered to employees of the hospital. This raises costs as previous language had offered medical benefit plans which were supposed to be cost neutral. Specifically, "so that no expenditure of hospital funds is required," was struck from the text.
HB 322
Bad Policy
MS Insurance Guaranty Association Law; revise definition of covered claim under. Dead
Analysis: Caution needed as this bill seeks to reduce the liability of the State Guaranty Fund by stating: Covered Claim shall not include any claim that would otherwise be a covered claim under this paragraph that has been rejected or denied by any other state guaranty fund based upon that states statutory exclusions regarding the insured's net worth. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and reward those who put the interest of their customers first. While the State Guaranty Fund does violate the principles of the free market, this does not repeal the fund, it instead limits which citizens can use it.
HB 323
Bad Policy
Insurance companies; require to establish an internal audit function. Alive
Analysis: This bill expands the scope of government by adding additional regulations. The state should seek to undo governments regulations whenever possible. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and reward those who put the interest of their customers first.
HB 324
Bad Policy
Insurance companies; require to file a corporate governance annual disclosure with the Commissioner of Insurance. Alive
Analysis: This bill expands the scope of government by adding additional regulations. The state should seek to undo governments regulations whenever possible. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and reward those who put the interest of their customers first.
HB 628
Neutral
Health insurance; revise mandatory policy provisions to penalize late payments of claims. Alive
Analysis: This bill seeks to protect consumers from health insurance providers who do not pay claims. The bill states that interest on the amount owed to the consumer shall go down from 1.5% per day to 3% per month and that three times the amount of unpaid claims must be paid if the provider did not pay because of bad faith. While well intentioned, this bill could raise insurance rates as insurance providers may be more discriminate to whom they provide insurance.
HB 630
Good Policy
Insurance producers; create a limited lines producer license for self-storage insurance. Alive
Analysis: This bill expands insurance licensing to cover limited lines of credit for self storage units. While more business opportunities and insurance options are good for the people, the state should enforce contracts and rights, not limit contracts and willing business opportunities through licensing and regulations.
HB 752
Neutral
Dental Insurance benefits; prohibit the denial or recoupment of a claim in certain circumstances. Alive
Analysis: This bill seeks to modify dental insurance contracts by setting up an appeal process for when dental service contractors (insurance companies) deny service based on a lack of need. The state should enforce contracts and rights, not limit contracts and willing business opportunities through licensing and regulations.
HB 785
Good Policy
Motor vehicle dealers; revise blanket liability insurance requirements for. Alive
Analysis: This bill exempts motor vehicles in a dealerships inventory from being required to have motor vehicle liability insurance if the vehicle does not have a motor inside presently. The state should seek to decrease costly regulations whenever possible.
HB 925
Bad Policy
Vehicle service contracts; revise definitions for laws regulating. Alive
Analysis: This bill seeks to regulate Vehicle Service Contracts. The state should enforce contracts and rights, not limit contracts and willing business opportunities through licensing and regulations. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and reward those who put the interest of their customers first.
SB 2081
Not Rated
Qualified small employer health reimbursement arrangements; authorize for reimbursing medical expenses of employees. Dead
Analysis:
SB 2083
Not Rated
Health insurance; require coverage for supplies used after surgery to remove bladder or colon. Dead
Analysis:
SB 2090
Not Rated
Insurance agents; exempt age 75 or older from continuing education requirements. Dead
Analysis:
SB 2127
Not Rated
Health care insurance; no person, employer or health care provider shall be required to participate in any health care plan. Dead
Analysis:
SB 2413
Not Rated
Workers' compensation; increase maximum total recovery and remove cap on permanent total disability compensation. Dead
Analysis:
SB 2523
Not Rated
Health insurance; require coverage for hearing aids and services for hearing impaired children. Dead
Analysis:
SB 2551
Not Rated
Insurance; prohibit use of credit information in underwriting and rating. Dead
Analysis:
SB 2558
Not Rated
Health insurance; Commissioner of Insurance must approve rate filings containing an increase in premiums. Dead
Analysis:
SB 2562
Not Rated
Health insurance policies; require coverage for hearing aids and services for children under 21. Dead
Analysis:
SB 2678
Not Rated
Health insurance coverage for mental illness; add coverage parity reporting requirements. Dead
Analysis:
SB 2689
Not Rated
Health insurance and telemedicine services; impose certain statutory conditions. Dead
Analysis:
SB 2690
Not Rated
Health insurance and telemedicine services; impose certain statutory conditions. Dead
Analysis:
SB 2720
Not Rated
Workers' Compensation Law; require blood tests and autopsies in found dead cases under certain conditions. Dead
Analysis:
SB 2760
Not Rated
Motor vehicle; provide that the most insurers shall be required to pay for repairs is the prevailing market rate. Dead
Analysis:
SB 2763
Not Rated
Workers' Compensation Law; revise various provisions of. Dead
Analysis:
SB 2772
Neutral
Dental insurance benefits; prohibit the denial or recoupment of a claim in certain circumstances. Dead
Analysis: This bill seeks to modify dental insurance contracts. The state should enforce contracts and rights, not limit contracts and willing business opportunities through licensing and regulations.
SB 2792
Not Rated
Health insurance; require coverage for medically necessary expenses of diagnosis and treatment of infertility. Dead
Analysis:
SB 2797
Not Rated
Insurance companies; require to establish an internal audit function. Dead
Analysis:
SB 2798
Not Rated
Insurance companies; require to file a corporate governance annual disclosure with the Commissioner of Insurance. Dead
Analysis:
SB 2799
Not Rated
Insurance producers; create a limited lines producer license for self-storage insurance. Dead
Analysis:
SB 2800
Not Rated
MS Windstorm Underwriting Association; extend repealer on nonadmitted policy fee. Dead
Analysis:
SB 2801
Not Rated
Windstorm Underwriting Association; authorize to levy recoupable and nonrecoupable assessments. Dead
Analysis:
SB 2819
Not Rated
Vehicle service contracts; revise definitions to clarify the services covered. Dead
Analysis:
SB 2829
Not Rated
Travel Insurance Act of 2019; create. Dead
Analysis:
SB 2831
Bad Policy
Insurance Data Security Law; create. Alive
Analysis: This bill seeks to protect consumers data by creating additional regulations for insurance companies. The State should seek to reduce costly taxes and regulations, not raise costs. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and costs and reward those who put the interest of their patients first.
SB 2835
Neutral
Mississippi First Responders Health and Safety Act; create. Alive
Analysis: This bill seeks to expand the medical benefits for first responders. While this bill will result in a greater need for taxes, tax funded services do need to be paid.
SB 2864
Bad Policy
Mississippi Insurance Guaranty Association Law; revise the definition of 'covered claim'. Alive
Analysis: Caution needed as this bill seeks to reduce the liability of the State Guaranty Fund by stating: Covered Claim shall not include any claim that would otherwise be a covered claim under this paragraph that has been rejected or denied by any other state guaranty fund based upon that states statutory exclusions regarding the insured's net worth. When consumers decide which businesses will succeed or fail, the resulting profit motive will greatly reduce bad business practices and reward those who put the interest of their customers first. While the State Guaranty Fund does violate the principles of the free market, this does not repeal the fund, it instead limits which citizens can use it.
SB 2913
Not Rated
Workers' compensation; increase assessment for the Second Injury Trust Fund. Dead
Analysis:
SB 2921
Not Rated
Firefighters; extend workers comp or other insurance benefits to. Dead
Analysis:
SN 3
Good Policy
George Mark Henry, Brandon, Mississippi, Workers' Compensation Commission, term beginning immediately and ending December 31, 2024. Alive
Analysis:
KEY: * = Amended % = 3/5ths Vote Required V = Vetoed
  $ = Revenue @ = Exempted From Deadline P = Partially Vetoed