Insurance

2020 Regular Session

Insurance

Bill Number Bill Description Bill Status
HB 95
Neutral
Commissioner of Insurance; provide shall resolve certain disputes between provider and insured regarding billing. Alive
Analysis: This will allow consumers to seek arbitration on hospital/ insurance and billing issues. However, there is no appeals process outside of the Department of Insurance.
HB 102
Not Rated
Health insurance policies; require coverage for certain obesity treatments. Dead
Analysis:
HB 104
Not Rated
Motor vehicle liability insurance; increase minimum coverage required. Dead
Analysis:
HB 198
Not Rated
Workers' Compensation Law; increase maximum total recovery under to 520 weeks. Dead
Analysis:
HB 250
Not Rated
Nursing homes; require to purchase and maintain a minimum amount of liability insurance. Dead
Analysis:
HB 287
Not Rated
Life insurance; authorize funeral services provider to obtain certain information regarding a deceased's. Dead
Analysis:
HB 313
Not Rated
Workers' Compensation Law; require blood tests and autopsies in found dead cases under certain conditions. Dead
Analysis:
HB 314
Not Rated
Workers' compensation; increase assessment for the Second Injury Trust Fund. Dead
Analysis:
HB 315
Not Rated
Patient Choice Act of 2020; create. Dead
Analysis:
HB 317
Not Rated
Motor vehicle liability insurance; require to renew registration. Dead
Analysis:
HB 318
Not Rated
Commercial Lines Modernization Act; enact. Dead
Analysis:
HB 324
Not Rated
Automobile insurance; require diminution of value as additional damages when third-party negligence damages a motor vehicle. Dead
Analysis:
HB 347
Not Rated
Uninsured Motorist Act; provide coverage for claims involving person or entity immune under MTCA. Dead
Analysis:
HB 349
Not Rated
Nonadmitted policy fee; delete repealer on and revise distribution of. Dead
Analysis:
HB 374
Not Rated
Insurance; require certain consumer information and notice and availability of mediation regarding balance billing. Dead
Analysis:
HB 384
Not Rated
State Health Insurance Plan; provide coverage for proton therapy to treat cancer and certain noncancerous tumors. Dead
Analysis:
HB 386
Not Rated
Life insurance; authorize funeral services provider to obtain certain information within two business days. Dead
Analysis:
HB 408
Not Rated
Credit for reinsurance; provide requirements for. Alive
Analysis:
HB 424
Not Rated
Health insurance policies; require coverage for hearing aids and services for children under 21. Dead
Analysis:
HB 434
Not Rated
Windpool; divert money from nonadmitted policy fees for revolving loan fund for tornado sirens. Dead
Analysis:
HB 461
Neutral
Workers' Compensation Law; revise various provisions of. Dead
Analysis:
HB 468
Not Rated
Mississippi Life and Health Insurance Guaranty Association Act; revise. Dead
Analysis:
HB 471
Not Rated
Pharmacies; reduce time period covered by audit of claims submitted to pharmacy benefit managers. Dead
Analysis:
HB 474
Not Rated
Health insurance carriers; require to cap patient cost for prescriptions for insulin drugs. Dead
Analysis:
HB 492
Not Rated
Used motor vehicle dealer; require MMVC to make available a distinction with less liability required for certain limited auto auction buyers. Dead
Analysis:
HB 542
Not Rated
Contraceptives; require insurers, Medicaid and the State Health Plan to cover without cost sharing. Dead
Analysis:
HB 691
Not Rated
Auto insurance; delete repealer on statute requiring repair shop and lienholder as additional payees on check paying claim. Dead
Analysis:
HB 728
Not Rated
Liability insurance policies; must include provision that insolvency or bankruptcy of insured does not release insurer from payment of damages during policy. Dead
Analysis:
HB 736
Neutral
Counties; authorize to offer Medicare eligible county employees supplemental benefits if employees secure Medicare in lieu of using county insurance. Dead
Analysis: This bill gives county employees the ability to secure healthcare coverage either from Medicaid or the county health insurance program at no cost to the county.
HB 744
Bad Policy
Insurance premium discount for hurricane or windstorm damage mitigation; include commercial property. Dead
Analysis: This bill requires insurance companies to offer discounted rates for wind coverage for businesses and homes. This is not only a blatant violation of free-market/conservative principles, but is bad for the economy, bad for business, and ultimately bad for the consumer. Property owners must be responsible for the land that they own and the risk of environmental dangers to property is a risk that you take on when owning property. There is no compelling reason or unjust action here that warrants government intrusion. Insurance policies are contracts agreed to by two independent parties. In areas where wind damage is more likely to occur, insurance policies for wind damage will be more expensive; this makes sense in the free market and is to be expected. Legislation that sets prices for wind coverage policies de-incentivizes insurance companies from operating in the state which in turn lessens competition and drives up overall costs. The most efficient and fair exchange always comes when two parties bent on coming to a fair deal are on equal footing in a fair and free market. This bill inserts the government into the middle of an otherwise fair dealing between the insurance companies and the property owner, driving up costs for all and blatantly ignoring small government, free-market, conservative principles.
HB 750
Good Policy
Mississippi Public Records Act of 1983; exempt certain records of Workers' Compensation Commission from definition of public records. Dead
Analysis: This bill exempts any records of the Mississippi Worker's Compensation Commission that include personal, private or identifying information of any person from the definition of "public records". Filing a workman's compensation claim should not subject someone to having their personal information included in the public record.
HB 773
Not Rated
Commercial Lines Modernization Act; enact. Alive
Analysis:
HB 780
Not Rated
Motor vehicle liability insurance; require to renew registration. Dead
Analysis:
HB 825
Not Rated
Health insurance; require certain policies to provide coverage for physician-prescribed proton beam therapy. Dead
Analysis:
HB 837
Bad Policy
Health insurance policies; require certain to provide infertility coverage and establish pilot program in State Health Plan. Dead
Analysis: This bill requires insurance companies to provide coverage for any medically necessary treatments of infertility, including in-vitro fertilization and artificial insemination. Government mandates requiring private entities such as insurance companies to alter in any way the service they provide to their customers denigrates the legitimacy of the free-market and ultimately raises costs for the buyer and supplier of insurance policies.
HB 982
Neutral
Nonadmitted policy fee; delete repealer on and revise distribution of. Alive
Analysis:
HB 1011
Not Rated
Workers' compensation; require emergency hearing upon request of either party. Dead
Analysis:
HB 1046
Not Rated
Uninsured motorist coverage; require to include claims involving certain vehicles protected by MTCA immunity. Dead
Analysis:
HB 1050
Not Rated
Uninsured motorist coverage; provide that coverage is mandatory in every automobile liability insurance policy. Dead
Analysis:
HB 1051
Not Rated
Uninsured motorist coverage; provide that limits will be equal to liability coverage unless insured selects otherwise. Dead
Analysis:
HB 1059
Not Rated
Direct Primary Care Act; revise to Direct Health Care Act to apply to all health care providers. Dead
Analysis:
HB 1070
Not Rated
State option for healthcare coverage; direct Department of Health and Insurance Department to study and present proposal to Legislature. Dead
Analysis:
HB 1073
Not Rated
Property and casualty insurance; require blighted real property to be cleaned up before insurer pays insured more than one-fourth of damages. Dead
Analysis:
HB 1107
Not Rated
State Board of Dental Examiners; require to prescribe regulations requiring dentists to maintain professional liability and malpractice insurance. Dead
Analysis:
HB 1117
Not Rated
Interstate compact; authorize State of Mississippi to enter into with other southern states to expand market access to health insurance. Dead
Analysis:
HB 1251
Not Rated
Vehicle title; require certain branding after insurance company obtains from total loss. Dead
Analysis:
HB 1294
Not Rated
Nonadmitted policy fee; extend repealer on and continue current distribution of and revise windpool board. Dead
Analysis:
HB 1311
Not Rated
Auto insurance; not invalidated by intentional acts of insured. Dead
Analysis:
HB 1328
Not Rated
Comprehensive major medical health insurance policy; require certain insurers to make available to certain insureds. Dead
Analysis:
HB 1449
Not Rated
Motor vehicle liability insurance policy; require to include medical payment coverage. Dead
Analysis:
HB 1484
Not Rated
Health insurers; require to use certain standard for hospital inpatient admissions. Dead
Analysis:
SB 2227
Neutral
MS Life and Health Insurance Guaranty Association Act; revise to include HMO subscriber contracts and certificates. Alive
Analysis:
SB 2230
Not Rated
Uninsured Motorist Act; provide coverage for claims involving vehicles owned or operated by persons protected by the MS Tort Claims Act. Alive
Analysis:
SB 2301
Not Rated
Auto insurance; remove repealer on statute requiring repair business or lienholder to be added as payees on claim checks. Alive
Analysis:
SB 2709
Bad Policy
Insurance premium discount for hurricane or windstorm damage mitigation; include commercial property. Alive
Analysis: This bill requires insurance companies to offer discounted rates for wind coverage for businesses and homes. This is not only a blatant violation of free-market/conservative principles, but is bad for the economy, bad for business, and ultimately bad for the consumer. Property owners must be responsible for the land that they own and the risk of environmental dangers to property is a risk that you take on when owning property. There is no compelling reason or unjust action here that warrants government intrusion. Insurance policies are contracts agreed to by two independent parties. In areas where wind damage is more likely to occur, insurance policies for wind damage will be more expensive; this makes sense in the free market and is to be expected. Legislation that sets prices for wind coverage policies de-incentivizes insurance companies from operating in the state which in turn lessens competition and drives up overall costs. The most efficient and fair exchange always comes when two parties bent on coming to a fair deal are on equal footing in a fair and free market. This bill inserts the government into the middle of an otherwise fair dealing between the insurance companies and the property owner, driving up costs for all and blatantly ignoring small government, free-market, conservative principles.
KEY: * = Amended % = 3/5ths Vote Required V = Vetoed
  $ = Revenue @ = Exempted From Deadline P = Partially Vetoed