Insurance

2020 Regular Session

Insurance

Bill Number Bill Description Bill Status
HB 95
Not Rated
Commissioner of Insurance; provide shall resolve certain disputes between provider and insured regarding billing. Alive
Analysis: This will allow consumers to seek arbitration on hospital/ insurance and billing issues. However, there is no appeals process outside of the Department of Insurance.
HB 347
Not Rated
Uninsured Motorist Act; provide coverage for claims involving person or entity immune under MTCA. Alive
Analysis:
HB 408
Not Rated
Credit for reinsurance; provide requirements for. Alive
Analysis:
HB 461
Neutral
Workers' Compensation Law; revise various provisions of. Alive
Analysis:
HB 468
Not Rated
Mississippi Life and Health Insurance Guaranty Association Act; revise. Alive
Analysis:
HB 691
Not Rated
Auto insurance; delete repealer on statute requiring repair shop and lienholder as additional payees on check paying claim. Alive
Analysis:
HB 736
Neutral
Counties; authorize to offer Medicare eligible county employees supplemental benefits if employees secure Medicare in lieu of using county insurance. Alive
Analysis: This bill gives county employees the ability to secure healthcare coverage either from Medicaid or the county health insurance program at no cost to the county.
HB 744
Bad Policy
Insurance premium discount for hurricane or windstorm damage mitigation; include commercial property. Alive
Analysis: This bill requires insurance companies to offer discounted rates for wind coverage for businesses and homes. This is not only a blatant violation of free-market/conservative principles, but is bad for the economy, bad for business, and ultimately bad for the consumer. Property owners must be responsible for the land that they own and the risk of environmental dangers to property is a risk that you take on when owning property. There is no compelling reason or unjust action here that warrants government intrusion. Insurance policies are contracts agreed to by two independent parties. In areas where wind damage is more likely to occur, insurance policies for wind damage will be more expensive; this makes sense in the free market and is to be expected. Legislation that sets prices for wind coverage policies de-incentivizes insurance companies from operating in the state which in turn lessens competition and drives up overall costs. The most efficient and fair exchange always comes when two parties bent on coming to a fair deal are on equal footing in a fair and free market. This bill inserts the government into the middle of an otherwise fair dealing between the insurance companies and the property owner, driving up costs for all and blatantly ignoring small government, free-market, conservative principles.
HB 750
Good Policy
Mississippi Public Records Act of 1983; exempt certain records of Workers' Compensation Commission from definition of public records. Alive
Analysis: This bill exempts any records of the Mississippi Worker's Compensation Commission that include personal, private or identifying information of any person from the definition of "public records". Filing a workman's compensation claim should not subject someone to having their personal information included in the public record.
HB 773
Not Rated
Commercial Lines Modernization Act; enact. Alive
Analysis:
HB 837
Bad Policy
Health insurance policies; require certain to provide infertility coverage and establish pilot program in State Health Plan. Alive
Analysis: This bill requires insurance companies to provide coverage for any medically necessary treatments of infertility, including in-vitro fertilization and artificial insemination. Government mandates requiring private entities such as insurance companies to alter in any way the service they provide to their customers denigrates the legitimacy of the free-market and ultimately raises costs for the buyer and supplier of insurance policies.
HB 982
Neutral
Nonadmitted policy fee; delete repealer on and revise distribution of. Alive
Analysis:
SB 2005
Not Rated
State Health Insurance Plan; provide benefits to surviving spouse/dependent of law enforcement officer killed in the line of duty. Dead
Analysis:
SB 2172
Not Rated
Health insurance; require coverage for supplies used after surgery to remove bladder or colon. Dead
Analysis:
SB 2197
Not Rated
Tort Claims Act; provide immunity for public ambulance service. Dead
Analysis:
SB 2198
Not Rated
Workers' Compensation Law; revise various provisions of. Dead
Analysis:
SB 2199
Not Rated
Workers' Compensation Law; require blood tests and autopsies in found-dead cases under certain conditions. Dead
Analysis:
SB 2201
Not Rated
Workers' compensation; increase assessment for the Second Injury Trust Fund. Dead
Analysis:
SB 2227
Neutral
MS Life and Health Insurance Guaranty Association Act; revise to include HMO subscriber contracts and certificates. Alive
Analysis:
SB 2228
Not Rated
Health insurance policies; prohibit step therapy requirements for certain prescription drugs to treat stage-four cancer. Dead
Analysis:
SB 2230
Not Rated
Uninsured Motorist Act; provide coverage for claims involving vehicles owned or operated by persons protected by the MS Tort Claims Act. Alive
Analysis:
SB 2268
Not Rated
Health insurance policies; require coverage for hearing aids and services for children under 21. Dead
Analysis:
SB 2300
Not Rated
State Fire Academy; designate as an authorized medical first responder training program. Dead
Analysis:
SB 2301
Not Rated
Auto insurance; remove repealer on statute requiring repair business or lienholder to be added as payees on claim checks. Alive
Analysis:
SB 2302
Not Rated
Mississippi First Responders Health and Safety Act; provide payments for benefits and insurance premiums. Dead
Analysis:
SB 2303
Not Rated
Credit for reinsurance; provide requirements for reciprocal jurisdictions. Dead
Analysis:
SB 2373
Not Rated
Travel Insurance Act of 2020; create. Dead
Analysis:
SB 2374
Not Rated
Commercial Lines Modernization Act; enact. Dead
Analysis:
SB 2410
Not Rated
Property and casualty insurance; require insurers to name the general contractor as payee if property losses exceed a certain amount. Dead
Analysis:
SB 2541
Not Rated
State and School Health Insurance Management Board; authorize superintendent of education to name designee. Alive
Analysis:
SB 2542
Not Rated
State Health Insurance Management Board; add certain academic medical officials to the board. Dead
Analysis:
SB 2543
Not Rated
Workers' compensation; increase maximum total recovery and remove cap on permanent total disability compensation. Dead
Analysis:
SB 2547
Not Rated
Health insurance; Commissioner of Insurance must approve rate filings containing an increase in premiums. Dead
Analysis:
SB 2558
Not Rated
Health insurance; require certain policies to provide coverage for physician-prescribed proton beam therapy. Dead
Analysis:
SB 2559
Not Rated
Health insurance carriers; require to cap patient cost for prescriptions for insulin drugs. Dead
Analysis:
SB 2561
Not Rated
Motor vehicle liability insurance; require to renew registration. Dead
Analysis:
SB 2587
Not Rated
Motor vehicle title; require permanent branding after insurance company's payment of total loss claim. Dead
Analysis:
SB 2617
Not Rated
Uninsured Motorist Act; allow political subdivisions to offset claim by medical expenses paid under workers' comp. Dead
Analysis:
SB 2709
Bad Policy
Insurance premium discount for hurricane or windstorm damage mitigation; include commercial property. Alive
Analysis: This bill requires insurance companies to offer discounted rates for wind coverage for businesses and homes. This is not only a blatant violation of free-market/conservative principles, but is bad for the economy, bad for business, and ultimately bad for the consumer. Property owners must be responsible for the land that they own and the risk of environmental dangers to property is a risk that you take on when owning property. There is no compelling reason or unjust action here that warrants government intrusion. Insurance policies are contracts agreed to by two independent parties. In areas where wind damage is more likely to occur, insurance policies for wind damage will be more expensive; this makes sense in the free market and is to be expected. Legislation that sets prices for wind coverage policies de-incentivizes insurance companies from operating in the state which in turn lessens competition and drives up overall costs. The most efficient and fair exchange always comes when two parties bent on coming to a fair deal are on equal footing in a fair and free market. This bill inserts the government into the middle of an otherwise fair dealing between the insurance companies and the property owner, driving up costs for all and blatantly ignoring small government, free-market, conservative principles.
SB 2710
Not Rated
Health care payers; require to follow same criteria for hospital inpatient admissions as those used under Medicare Part A. Dead
Analysis:
SB 2833
Not Rated
Dental Care Benefits Law; revise appeal procedures for denial of claims. Dead
Analysis:
SB 2840
Not Rated
Commissioner of Insurance; shall resolve certain disputes between provider and insured regarding billing. Dead
Analysis:
SB 2857
Not Rated
The Mississippi Direct Health Care Act; revise definitions. Dead
Analysis:
KEY: * = Amended % = 3/5ths Vote Required V = Vetoed
  $ = Revenue @ = Exempted From Deadline P = Partially Vetoed