Banking and Financial Services

2021 Regular Session

Banking and Financial Services

Bill Number Bill Description Bill Status
HB 30
Not Rated
Homeowner's Emergency Mortgage Assistance Program; create. Dead
Analysis:
HB 210
Not Rated
Credit reporting agency; prohibit including information from judicial action unless there is a verified outstanding judgement. Dead
Analysis:
HB 377
Neutral
Pawnbroker transactions; define transactional information for purposes of. Dead
Analysis:
HB 403
Not Rated
Credit reports; prohibit release of information unless authorized by the consumer. Dead
Analysis:
HB 488
Good Policy
Libraries; authorize use of debit and credit cards. Alive
Analysis: This bill neither expands nor reduces the size of government. This bill provides individuals with additional options in methods of payment available at public libraries.
HB 734
Not Rated
Retail businesses; those that accept credit or debit cards shall have video cameras to record persons using the cards. Dead
Analysis:
HB 901
Not Rated
Pawnbrokers, title pledge lenders and check cashers; reduce maximum rate of interest that they may charge for their services. Dead
Analysis:
HB 953
Good Policy
Homeowners' associations; regulate managing agents of and require financial reviews by. Alive
Analysis: This bill maintains the proper role of state government. All political subdivisions within the jurisdiction of a state are subject to state authority. The Founders addressed the national government and state governments only. Therefore, it is incumbent upon a state government, in order to fulfill the role for which it was created, to ensure all political subdivisions with its jurisdiction, which includes homeowners’ associations, are accountable for the provision of services and functions for which they were created. Homeowners’ associations elect their board members and operate under bylaws akin to the manner in which municipal governments operate. This bill establishes clear, common sense guidelines outlining procedures for the handling of homeowners’ money to ensure accountability and transparency without added government intrusion or interference in the association’s day-to-day activities or increased burdens on operation.
HB 1075
Bad Policy
MS Credit Availability Act, Title Pledge Act, and Check Cashers Act; extend or remove repealer on certain provisions of. Alive
Analysis: This bill expands the scope of government authority beyond its proper role and limits individual freedom and liberty to engage in the free exchange of goods and services. This bill reenacts code sections and extends the effective date of the legislation through 2026. Government should not preemptively interfere in the private business activities of individuals.
HB 1077
Good Policy
Open account; revise definition and require account creditor to send demand to current address of account debtor through certain means. Dead
Analysis: This bill clarifies existing statute concerning the manner in which an individual or entity obtains a debt owed. This bill prescribes the manner in which notice must be given, which ensures consistency of not only the process but also in civil actions resulting from non-payment. This bill preserves the free exchange of goods and services and does not expand government authority.
HB 1098
Not Rated
Financial services; authorize financial institutions to provide to licensed medical marijuana treatment centers. Dead
Analysis:
HB 1218
Not Rated
Mississippi Fair Housing Act; create. Dead
Analysis:
SB 2204
Neutral
Revised LLC Act and MS Registered Agents Act; require listing of registered agent's email address. Alive
Analysis:
SB 2626
Neutral
MS Business Corporation Act; amend to allow corporations to hold annual or special shareholder meetings remotely. Alive
Analysis:
SB 2628
Neutral
Credit Availability Act; extend repealer on. Dead
Analysis:
KEY: * = Amended % = 3/5ths Vote Required V = Vetoed
  $ = Revenue @ = Exempted From Deadline P = Partially Vetoed