Insurance

2021 Regular Session

Insurance

Bill Number Bill Description Bill Status
HB 13
Not Rated
Health insurance policies; require coverage for hearing aids and services for children under 21. Dead
Analysis:
HB 26
Not Rated
Workers' Compensation Law; increase maximum total recovery under to 520 weeks. Dead
Analysis:
HB 66
Not Rated
Health insurers; require to use certain standard for hospital inpatient admissions. Dead
Analysis:
HB 99
Not Rated
Comprehensive Hurricane Damage Mitigation Program; extend repealer on. Dead
Analysis:
HB 201
Not Rated
Telemedicine; revise definition in section providing insurance coverage for. Dead
Analysis:
HB 244
Not Rated
Health insurance policies; require coverage for certain obesity treatments. Dead
Analysis:
HB 267
Not Rated
Salvage or abandoned vehicles; authorize disposition by auction firms on behalf of insurers. Dead
Analysis:
HB 279
Not Rated
Property and casualty insurance; require blighted real property to be cleaned up before insurer pays insured more than one-fourth of damages. Dead
Analysis:
HB 323
Not Rated
Travel Insurance Act of 2021; create. Dead
Analysis:
HB 324
Not Rated
Counties; authorize to offer Medicare eligible county employees supplemental benefits if employees secure Medicare in lieu of using county insurance. Dead
Analysis:
HB 325
Not Rated
Nonadmitted policy fee; delete repealer on and revise distribution of. Dead
Analysis:
HB 326
Not Rated
Mississippi Surplus Lines Association; authorize Commissioner of Insurance to have excess funds of transferred to the State General Fund. Dead
Analysis:
HB 327
Neutral
Comprehensive Hurricane Damage Mitigation Program; extend repealer on. Dead
Analysis: This bill neither expands nor contracts the size of government.
HB 329
Not Rated
Rural fire truck acquisition assistance programs; bring forward code sections for possible amendmnent. Dead
Analysis:
HB 330
Neutral
Uninsured motorist coverage law; revise to prohibit insurance policy from paying certain losses if another insurance policy must pay for such. Dead
Analysis: This policy neither expands nor contracts the size and scope of government. This policy change eliminates the paying of duplicate claims to joined parties for the same incident.
HB 331
Not Rated
Professional employer organizations; provide for registration and regulation by the Insurance Department. Dead
Analysis:
HB 332
Not Rated
Nonadmitted policy fee; revise distribution of and delete repealer on. Dead
Analysis:
HB 340
Not Rated
Patient Choice Act of 2021; create. Dead
Analysis:
HB 390
Not Rated
Life insurance; authorize funeral services provider to obtain certain information within two business days. Dead
Analysis:
HB 410
Not Rated
Auto insurance; not invalidated by intentional acts of insured. Dead
Analysis:
HB 563
Not Rated
Child care facilities, licensed; require to purchase and maintain a certain minimum amount of liability insurance. Dead
Analysis:
HB 597
Not Rated
Uninsured motorist coverage; provide that limits will be equal to liability coverage unless insured selects otherwise. Dead
Analysis:
HB 598
Not Rated
Uninsured motorist coverage; provide that coverage is mandatory in every automobile liability insurance policy. Dead
Analysis:
HB 599
Not Rated
Motor vehicle liability insurance policy; require to include medical payment coverage. Dead
Analysis:
HB 600
Not Rated
Workers' compensation; require emergency hearing upon request of either party. Dead
Analysis:
HB 776
Not Rated
Public Safety Verification and Enforcement Act; extend repealer on. Dead
Analysis:
HB 826
Not Rated
Life insurance; authorize funeral services provider to obtain certain information regarding a deceased's. Dead
Analysis:
HB 827
Not Rated
State Health Insurance Plan; provide coverage for proton therapy to treat cancer and certain noncancerous tumors. Dead
Analysis:
HB 832
Not Rated
Nonadmitted policy fee; divert forty percent of for rural fire truck and supplemental fund and extend repealer on section. Dead
Analysis:
HB 839
Not Rated
Workers' Compensation Law; revise various provisions of. Dead
Analysis:
HB 840
Not Rated
Mississippi Public Records Act of 1983; exempt certain records of Workers' Compensation Commission from definition of public records. Dead
Analysis:
HB 985
Not Rated
Hurricane deductible; bring forward code sections regarding. Dead
Analysis:
HB 1166
Not Rated
Health insurance; prohibit premium surcharges based on vaccination or nonvaccination for the prevention of COVID-19. Dead
Analysis:
HB 1168
Not Rated
Telemedicine; revise for purposes of health insurance and employee benefit plans. Dead
Analysis:
HB 1169
Not Rated
Developmental and physical disabilities; require health insurance policies cover similar to autism spectrum disorder requirement. Dead
Analysis:
HB 1188
Not Rated
Election commissioners; require board of supervisors to provide insurance coverage for. Dead
Analysis:
HB 1203
Not Rated
Heathcare Contracting Simplification Act; create. Dead
Analysis:
HB 1205
Bad Policy
Telemedicine; revise definition for provisions of law regarding coverage for telemedicine services. Dead
Analysis: This bill interferes with free market principles in the healthcare sector. This bill eliminates the ability to use FaceTime, Skype or Zoom to do telemedicine by including the words “HIPAA- compliant" in the definition. (See line 38) This is a step backward. During the current pandemic especially, we need to open up telemedicine in line with the positive changes being made by the federal government in regards to regulation reform and removal of barriers to access. Unfortunately, this bill does the opposite. Minus “HIPAA-Compliant" which is unnecessary on its face as privacy protection is an obligation of the medical provider not the telecommunications system, this bill would be Good Policy that would move Mississippi in a better direction toward greater healthcare access for all citizens.
SB 2332
Neutral
Comprehensive Hurricane Damage Mitigation Program; extend repealer on development and implementation of program. Alive
Analysis: This bill neither expands nor reduces the size of government. However, government should reduce its interference in the private activities of individuals to the fullest extent possible, including but not limited to the insurance marketplace, while preserving non-intrusive protections for the safety of individuals.
SB 2336
Neutral
MS First Responders Health and Safety Act; delay effective date of. Alive
Analysis: This bill delays the effective date for the implementation of a government mandated insurance program for a specific class of government employees that is currently not required. This bill temporarily halts the expansion of government spending as it relates to this specific program.
SB 2337
Neutral
Surplus Lines Association; transfer fees collected by the association upon written request by certain officials. Dead
Analysis: This bill neither expands nor reduces the size of government. However, this bill returns specific funds to the general fund rather than an existing special fund assigned in this code section but only upon request by the Insurance Commissioner and subject to reserve limitations.
SB 2602
Not Rated
Nonadmitted insurer policy fee; divert certain amount to fund fire trucks and fire apparatus/protection grants. Dead
Analysis:
SB 2603
Neutral
Salvage or abandoned vehicles; authorize disposition by auction firms on behalf of insurers. Alive
Analysis: This bill prescribes procedures for processing the disposition of salvage or abandoned vehicles for which insurance companies are unable to successfully obtain certificates of title within a set amount of time.
SB 2623
Bad Policy
Motor vehicle insurance; extend repealer on Public Safety Verification and Enforcement Act. Alive
Analysis: This bill reenacts code section. This means that code section repealed and was no longer law. This bill revives the expired/repealed code section returning it to law. As such, this bill expands the size and scope of government through the creation of a computerized verification system managed under the Department of Public Safety to, upon a traffic stop for a motor vehicle violation, investigate an individual’s insurance policy status and issue a separate citation. In cases of conflicting information provided by the individual and the computerized verification system, discretion of the officer is authorized regarding the individual’s insurance policy status. Furthermore, this bill reenacts code section that classifies violation of the crime reenacted by this bill as a a misdemeanor and, upon conviction, is punishable by a fine of One Hundred Dollars ($100.00) and suspension of driving privilege for a period of one (1) year or until the owner of the motor vehicle shows proof of liability insurance that is in compliance. Government should not suspend drivers’ licenses for the offense of not having insurance. The inclusion of this language in the bill restricts individual freedom. The potential consequences of this bill will be detrimental to individuals’ ability to remain productive members of their community as well as providers for their families. This bill creates the potential for negative effects rippling out well beyond a simple motor vehicle violation to possible job loss, family dysfunction, inability to freely move about, etc.
SB 2631
Bad Policy
Health insurance; revise mandated coverage for telemedicine services. Dead
Analysis: This bill increases the scope of government and increases unnecessary restrictions on individuals’ ability to participate in the free market. While the intent of this bill appears to be good policy in its explicit requirement of acknowledgement of telemedicine as its pertains to insurance reimbursements, this bill closes the door to many existing and potential providers telecommunications systems for the delivery of telemedicine by including the absolutely unnecessary phrase “HIPAA-compliant telecommunications systems.” (See line 41) This specific phrase creates a closed market that is not necessary according to existing federal and state statute. It is well-known within medical industry circles that HIPAA compliance is maintained by the healthcare provider. Telecommunications systems are not the responsible parties in telemedicine any more than they are the responsible parties as it relates to privacy issues in education. Education professionals all over the country utilize a variety of telecommunications systems for instruction delivery, teacher-parent communication, and community engagement, etc. without the necessity for specific telecommunications systems providers being utilized for those activities even though there are many significant federal and state statutes governing the rights of privacy for students and minors. This bill in its current form, whether intentional or not, is nothing more than an industry protection bill designed to close the door to innovation and entrepreneurship in telecommunications operating the healthcare market.
KEY: * = Amended % = 3/5ths Vote Required V = Vetoed
  $ = Revenue @ = Exempted From Deadline P = Partially Vetoed