Insurance

2021 Regular Session

Insurance

Bill Number Bill Description Bill Status
HB 327
Neutral
Comprehensive Hurricane Damage Mitigation Program; extend repealer on. Dead
Analysis: This bill neither expands nor contracts the size of government.
HB 331
Not Rated
Professional employer organizations; provide for registration and regulation by the Insurance Department. Dead
Analysis:
HB 1205
Bad Policy
Telemedicine; revise definition for provisions of law regarding coverage for telemedicine services. Dead
Analysis: This bill interferes with free market principles in the healthcare sector. This bill eliminates the ability to use FaceTime, Skype or Zoom to do telemedicine by including the words “HIPAA- compliant" in the definition. (See line 38) This is a step backward. During the current pandemic especially, we need to open up telemedicine in line with the positive changes being made by the federal government in regards to regulation reform and removal of barriers to access. Unfortunately, this bill does the opposite. Minus “HIPAA-Compliant" which is unnecessary on its face as privacy protection is an obligation of the medical provider not the telecommunications system, this bill would be Good Policy that would move Mississippi in a better direction toward greater healthcare access for all citizens.
SB 2023
Not Rated
Health insurance carriers; require to cap patient cost for prescriptions for insulin drugs. Dead
Analysis:
SB 2025
Not Rated
Travel Insurance Act of 2021; create. Dead
Analysis:
SB 2026
Not Rated
State Health Insurance Plan; provide benefits to surviving spouse/dependent of law enforcement officer killed in the line of duty. Dead
Analysis:
SB 2082
Not Rated
Health insurance; require certain policies to provide coverage for physician-prescribed hypofractionated proton beam therapy. Dead
Analysis:
SB 2083
Not Rated
Uninsured Motorist Act; allow political subdivisions to offset claim by medical expenses paid under workers' comp. Dead
Analysis:
SB 2207
Not Rated
Workers' compensation; increase maximum total recovery and remove cap on permanent total disability compensation. Dead
Analysis:
SB 2322
Not Rated
Health insurance policies; prohibit step therapy requirements for certain prescription drugs to treat stage-four cancer. Dead
Analysis:
SB 2323
Not Rated
Mississippi Health Care Cost Transparency Act; enact. Dead
Analysis:
SB 2331
Not Rated
Health insurance; Commissioner of Insurance must approve rate filings containing an increase in premiums. Dead
Analysis:
SB 2332
Neutral
Comprehensive Hurricane Damage Mitigation Program; extend repealer on development and implementation of program. Alive
Analysis: This bill neither expands nor reduces the size of government. However, government should reduce its interference in the private activities of individuals to the fullest extent possible, including but not limited to the insurance marketplace, while preserving non-intrusive protections for the safety of individuals.
SB 2336
Neutral
MS First Responders Health and Safety Act; delay effective date of. Alive
Analysis: This bill delays the effective date for the implementation of a government mandated insurance program for a specific class of government employees that is currently not required. This bill temporarily halts the expansion of government spending as it relates to this specific program.
SB 2337
Neutral
Surplus Lines Association; transfer fees collected by the association upon written request by certain officials. Dead
Analysis: This bill neither expands nor reduces the size of government. However, this bill returns specific funds to the general fund rather than an existing special fund assigned in this code section but only upon request by the Insurance Commissioner and subject to reserve limitations.
SB 2338
Not Rated
Health insurance policies; require coverage for hearing aids and services for children under 21. Dead
Analysis:
SB 2602
Not Rated
Nonadmitted insurer policy fee; divert certain amount to fund fire trucks and fire apparatus/protection grants. Dead
Analysis:
SB 2603
Neutral
Salvage or abandoned vehicles; authorize disposition by auction firms on behalf of insurers. Alive
Analysis: This bill prescribes procedures for processing the disposition of salvage or abandoned vehicles for which insurance companies are unable to successfully obtain certificates of title within a set amount of time.
SB 2619
Not Rated
Unemployment compensation claims; change experience rating requirement and require claimant integrity data checks. Dead
Analysis:
SB 2623
Bad Policy
Motor vehicle insurance; extend repealer on Public Safety Verification and Enforcement Act. Alive
Analysis: This bill reenacts code section. This means that code section repealed and was no longer law. This bill revives the expired/repealed code section returning it to law. As such, this bill expands the size and scope of government through the creation of a computerized verification system managed under the Department of Public Safety to, upon a traffic stop for a motor vehicle violation, investigate an individual’s insurance policy status and issue a separate citation. In cases of conflicting information provided by the individual and the computerized verification system, discretion of the officer is authorized regarding the individual’s insurance policy status. Furthermore, this bill reenacts code section that classifies violation of the crime reenacted by this bill as a a misdemeanor and, upon conviction, is punishable by a fine of One Hundred Dollars ($100.00) and suspension of driving privilege for a period of one (1) year or until the owner of the motor vehicle shows proof of liability insurance that is in compliance. Government should not suspend drivers’ licenses for the offense of not having insurance. The inclusion of this language in the bill restricts individual freedom. The potential consequences of this bill will be detrimental to individuals’ ability to remain productive members of their community as well as providers for their families. This bill creates the potential for negative effects rippling out well beyond a simple motor vehicle violation to possible job loss, family dysfunction, inability to freely move about, etc.
SB 2631
Bad Policy
Health insurance; revise mandated coverage for telemedicine services. Dead
Analysis: This bill increases the scope of government and increases unnecessary restrictions on individuals’ ability to participate in the free market. While the intent of this bill appears to be good policy in its explicit requirement of acknowledgement of telemedicine as its pertains to insurance reimbursements, this bill closes the door to many existing and potential providers telecommunications systems for the delivery of telemedicine by including the absolutely unnecessary phrase “HIPAA-compliant telecommunications systems.” (See line 41) This specific phrase creates a closed market that is not necessary according to existing federal and state statute. It is well-known within medical industry circles that HIPAA compliance is maintained by the healthcare provider. Telecommunications systems are not the responsible parties in telemedicine any more than they are the responsible parties as it relates to privacy issues in education. Education professionals all over the country utilize a variety of telecommunications systems for instruction delivery, teacher-parent communication, and community engagement, etc. without the necessity for specific telecommunications systems providers being utilized for those activities even though there are many significant federal and state statutes governing the rights of privacy for students and minors. This bill in its current form, whether intentional or not, is nothing more than an industry protection bill designed to close the door to innovation and entrepreneurship in telecommunications operating the healthcare market.
SB 2645
Not Rated
Travel Insurance Act of 2021; create. Dead
Analysis:
SB 2646
Not Rated
Uninsured motorist coverage; political subdivision policy may not pay for same loss through another policy. Dead
Analysis:
SB 2655
Not Rated
Health insurance policies; require coverage for hearing aids and services for deaf and hearing impaired. Dead
Analysis:
SB 2772
Not Rated
Health insurance; revise mandated coverage for telemedicine services. Dead
Analysis:
SB 2773
Not Rated
Mississippi Professional Employer Organization Recognition and Registration Act; create. Dead
Analysis:
SB 2774
Not Rated
Workers' Compensation Law; revise various provisions of. Dead
Analysis:
SB 2775
Not Rated
Healthcare Contracting Simplification Act; create. Dead
Analysis:
SN 25
Neutral
Elizabeth Ashley (Beth) Harkins, Madison, Mississippi, Mississippi Workers' Compensation Commission as the Commissioner representing the employee interest, six year term effective immediately and ending December 31, 2026. Alive
Analysis:
KEY: * = Amended % = 3/5ths Vote Required V = Vetoed
  $ = Revenue @ = Exempted From Deadline P = Partially Vetoed